• Drastically lower or even eliminate your interest rates
• Reduce your monthly credit card bill payments as much as 50%
• Eliminate credit card late charges and over the limit fees
• Consolidate all of your monthly credit card bills into one simple payment
• Significantly cut down the number of years it takes to pay off your credit card bills.

1 After you apply online, your personal counselor will review your credit card and budget information, and help you arrive at a repayment plan, which will include a credit card consolidation loan program, a debt management program or both.

2 You will decide on the date you will be making your first payment. From then on, you will have only one date to remember instead of multiple credit card payment deadlines.

3 Should you then decide to enroll in our credit card debt management program, your counselor will negotiate with your credit card companies to have your monthly payments and interest rates reduced.  You then simply send one reduced monthly payment and they distribute the funds to your creditors on your behalf.  You will still receive your monthly statements, so you will see your balances dropping. 

Consolidate Your Credit Card Bills Today!
FREE ONLINE QUOTE